Separate Personal and Business Accounts: A Simple Setup for Freelancers

Keeping personal and business accounts apart is the simplest financial habit a freelancer can adopt. It makes your taxes easier, shows whether the business is profitable and stops client money from disappearing into groceries and rent. The short answer: open a dedicated account for client payments, a separate one for taxes, optionally a buffer and … Leer más

Limited Company in Spain for Freelancers: Costs, Setup and Obligations

A limited company in Spain, known as a sociedad limitada (SL), is the most common company form for freelancers who outgrow the autónomo model. It gives limited liability and a separate legal entity, but it also brings formal accounting, annual filings and extra costs. The short answer: to set up an SL you choose a … Leer más