The W-8BEN form is the document that US companies and platforms ask foreign freelancers to sign before they pay them. If you work from Spain for US clients, you will probably meet it sooner or later. This guide explains what it is and how to fill it in. It also shows how to avoid the … Leer más
Choosing invoicing software for freelancers who bill foreign clients is not only about pretty templates. You need multi-currency invoices, the right VAT wording for EU and non-EU clients, reports for your tax returns and, in Spain, a tool that will keep up with new invoicing-software rules. The short answer: pick a tool that handles several … Leer más
If you are comparing Wise vs Payoneer (and Revolut Business), you are probably trying to answer one practical question: which account lets me get paid by foreign clients for the least money and the least hassle? All three can receive international payments, but they are built for different kinds of freelancers. The short answer: Wise … Leer más
A USD bank account makes it easier for freelancers outside the United States to get paid by American clients, avoid international wire fees and decide when to convert dollars into local currency. But there are several kinds of dollar accounts, and they differ a lot in cost, protection and who can open them. The short … Leer más
The best travel cards for freelancers let you spend the currency you already hold, avoid foreign transaction fees and withdraw cash without paying twice. If you earn in dollars and spend in euros, pounds or Thai baht, the wrong card can quietly cost you 3–5% on every purchase. The short answer: choose a debit card … Leer más
Understanding PayPal fees for freelancers is essential if any of your clients insist on paying that way. The advertised percentage is only part of the story: cross-border charges, fixed fees and a currency conversion spread can together take 5–7% of an international payment. The short answer: on a payment from a foreign client that requires … Leer más
The right multi-currency account can save a freelancer hundreds or thousands of euros a year. If your clients pay in dollars, pounds or euros, a good multi-currency account lets you receive each currency like a local, hold it, and convert only when the rate suits you. The short answer: for most freelancers in Spain and … Leer más